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Edge Home Finance

Loan Options

Flexible Financing: You Have Options

Welcome to The Herd Lending’s Loan Options page. We offer a wide variety of loan options to meet your financial needs. Whether you’re looking to purchase a new home, expand your business, or invest in real estate, we have the right loan options for you.

Please explore our different loan options below:

  1. Conventional Loan
    • Our conventional loan option is a popular choice for homebuyers with good credit and a stable financial history. It offers flexible terms and competitive interest rates.
  2. VA Loan
    • As a military veteran or an active-duty service member, you may be eligible for a VA loan. This loan option provides several benefits, including no down payment requirement and flexible qualification criteria.
  3. FHA Loan
    • FHA loans are backed by the Federal Housing Administration and are suitable for first-time homebuyers or individuals with a limited down payment. This loan option offers low down payment requirements and flexible credit guidelines.
  4. USDA Loan
    • If you are looking to purchase a home in a designated rural area, a USDA loan may be the right solution for you. This loan option provides 100% financing and affordable rates.
  5. Jumbo Loan
    • For high-value properties that exceed conventional loan limits, a jumbo loan can provide the necessary funding. This loan option offers flexible terms and competitive interest rates.
  6. Manufactured Homes Loan
    • If you are considering purchasing a manufactured home, we offer loan options specifically tailored to meet the unique requirements of this property type.
  7. HELOC (Home Equity Line of Credit)
    • If you are a homeowner looking to tap into the equity of your property, a HELOC can provide you with a line of credit that you can borrow against as needed.
  8. DSCR Investor Loan
    • Our DSCR (Debt-Service Coverage Ratio) investor loan option is designed specifically for real estate investors involved in fix-and-flip projects. It offers flexible terms and quick financing solutions.
  9. Non-Warrantable Condos Loan
    • We offer loan options for non-warrantable condos, providing financing solutions for individuals and investors looking to purchase these unique properties.
  10. Bank Statement Loan
    • Our bank statement loan option is ideal for self-employed individuals or those with irregular income. It utilizes bank statements to verify income, making it easier to qualify for a mortgage.
  11. Commercial Loan
    • If you are a business owner or investor seeking to finance commercial real estate or expand your business, our commercial loan options can provide you with the necessary funding.

Contact Us Today!

We strive to provide our clients with the best possible loan options and excellent customer service. Our experienced team of loan specialists is ready to assist you throughout the loan application process. Please click on the links above to explore each loan option in more detail. If you have any questions or need assistance, feel free to contact us. Call us at (954) 304-2763 or fill out our online contact form to get started. Experience the professionalism, expertise, and personal touch that our team brings to the table. We look forward to serving you!